LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,106
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,541
−HK$1,457/mo
Today · 4.125%
HK$48,998
baseline
▲ 0.50% · 4.625%
HK$51,979
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,996/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,293
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,669
−HK$1,395/mo
Today · 4.125%
HK$54,064
baseline
▲ 0.50% · 4.625%
HK$56,914
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,128/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,328
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,049
−HK$1,748/mo
Today · 4.125%
HK$58,797
baseline
▲ 0.50% · 4.625%
HK$62,375
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,594/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,552
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,202
−HK$1,675/mo
Today · 4.125%
HK$64,877
baseline
▲ 0.50% · 4.625%
HK$68,297
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,754/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,549
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,557
−HK$2,040/mo
Today · 4.125%
HK$68,597
baseline
▲ 0.50% · 4.625%
HK$72,771
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,194/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,810
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,736
−HK$1,954/mo
Today · 4.125%
HK$75,690
baseline
▲ 0.50% · 4.625%
HK$79,679
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,380/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,992
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,573
−HK$2,623/mo
Today · 4.125%
HK$88,196
baseline
▲ 0.50% · 4.625%
HK$93,562
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,392/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,327
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,803
−HK$2,512/mo
Today · 4.125%
HK$97,315
baseline
▲ 0.50% · 4.625%
HK$102,445
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,630/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$771,984 · Scale 2, in force from 26 Feb 2026)