LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,108
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,542
−HK$1,457/mo
Today · 4.125%
HK$48,999
baseline
▲ 0.50% · 4.625%
HK$51,981
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$97,998/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,295
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,670
−HK$1,396/mo
Today · 4.125%
HK$54,066
baseline
▲ 0.50% · 4.625%
HK$56,916
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,132/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,748/mo
Today · 4.125%
HK$58,799
baseline
▲ 0.50% · 4.625%
HK$62,377
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,598/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,205
−HK$1,674/mo
Today · 4.125%
HK$64,879
baseline
▲ 0.50% · 4.625%
HK$68,299
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,758/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,551
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,559
−HK$2,040/mo
Today · 4.125%
HK$68,599
baseline
▲ 0.50% · 4.625%
HK$72,773
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,198/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,813
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,739
−HK$1,954/mo
Today · 4.125%
HK$75,693
baseline
▲ 0.50% · 4.625%
HK$79,682
+HK$3,989/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,386/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,995
−HK$5,204/mo
▼ 0.25% · 3.875%
HK$85,576
−HK$2,623/mo
Today · 4.125%
HK$88,199
baseline
▲ 0.50% · 4.625%
HK$93,566
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,398/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,331
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,807
−HK$2,512/mo
Today · 4.125%
HK$97,319
baseline
▲ 0.50% · 4.625%
HK$102,449
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,638/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,058 · Scale 2, in force from 26 Feb 2026)