LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,108
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,543
−HK$1,457/mo
Today · 4.125%
HK$49,000
baseline
▲ 0.50% · 4.625%
HK$51,981
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,000/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,295
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,671
−HK$1,395/mo
Today · 4.125%
HK$54,066
baseline
▲ 0.50% · 4.625%
HK$56,916
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,132/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,330
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,051
−HK$1,749/mo
Today · 4.125%
HK$58,800
baseline
▲ 0.50% · 4.625%
HK$62,378
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,600/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,554
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,205
−HK$1,675/mo
Today · 4.125%
HK$64,880
baseline
▲ 0.50% · 4.625%
HK$68,300
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,760/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,552
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,560
−HK$2,040/mo
Today · 4.125%
HK$68,600
baseline
▲ 0.50% · 4.625%
HK$72,774
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,200/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,813
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,739
−HK$1,954/mo
Today · 4.125%
HK$75,693
baseline
▲ 0.50% · 4.625%
HK$79,683
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,386/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,995
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,577
−HK$2,623/mo
Today · 4.125%
HK$88,200
baseline
▲ 0.50% · 4.625%
HK$93,566
+HK$5,366/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,400/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,331
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,808
−HK$2,512/mo
Today · 4.125%
HK$97,320
baseline
▲ 0.50% · 4.625%
HK$102,450
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,640/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,072 · Scale 2, in force from 26 Feb 2026)