LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,110
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,544
−HK$1,457/mo
Today · 4.125%
HK$49,001
baseline
▲ 0.50% · 4.625%
HK$51,983
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,002/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,297
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,672
−HK$1,396/mo
Today · 4.125%
HK$54,068
baseline
▲ 0.50% · 4.625%
HK$56,918
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,136/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,332
−HK$3,469/mo
▼ 0.25% · 3.875%
HK$57,053
−HK$1,748/mo
Today · 4.125%
HK$58,801
baseline
▲ 0.50% · 4.625%
HK$62,379
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,602/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,556
−HK$3,325/mo
▼ 0.25% · 3.875%
HK$63,207
−HK$1,674/mo
Today · 4.125%
HK$64,881
baseline
▲ 0.50% · 4.625%
HK$68,301
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,762/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,553
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,561
−HK$2,041/mo
Today · 4.125%
HK$68,602
baseline
▲ 0.50% · 4.625%
HK$72,776
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$137,204/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,815
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,741
−HK$1,954/mo
Today · 4.125%
HK$75,695
baseline
▲ 0.50% · 4.625%
HK$79,685
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.15M · min. income ≈ HK$151,390/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$82,997
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,579
−HK$2,623/mo
Today · 4.125%
HK$88,202
baseline
▲ 0.50% · 4.625%
HK$93,569
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,404/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,334
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,810
−HK$2,512/mo
Today · 4.125%
HK$97,322
baseline
▲ 0.50% · 4.625%
HK$102,452
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,644/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,125 · Scale 2, in force from 26 Feb 2026)