LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,112
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,546
−HK$1,457/mo
Today · 4.125%
HK$49,003
baseline
▲ 0.50% · 4.625%
HK$51,985
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,006/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,299
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,674
−HK$1,396/mo
Today · 4.125%
HK$54,070
baseline
▲ 0.50% · 4.625%
HK$56,920
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,140/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,334
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,055
−HK$1,749/mo
Today · 4.125%
HK$58,804
baseline
▲ 0.50% · 4.625%
HK$62,382
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,608/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,558
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,209
−HK$1,675/mo
Today · 4.125%
HK$64,884
baseline
▲ 0.50% · 4.625%
HK$68,304
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,768/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,556
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,564
−HK$2,040/mo
Today · 4.125%
HK$68,604
baseline
▲ 0.50% · 4.625%
HK$72,779
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,208/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,818
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,744
−HK$1,954/mo
Today · 4.125%
HK$75,698
baseline
▲ 0.50% · 4.625%
HK$79,688
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,396/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,001
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,583
−HK$2,623/mo
Today · 4.125%
HK$88,206
baseline
▲ 0.50% · 4.625%
HK$93,573
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,412/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,338
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,814
−HK$2,512/mo
Today · 4.125%
HK$97,326
baseline
▲ 0.50% · 4.625%
HK$102,457
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,652/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,210 · Scale 2, in force from 26 Feb 2026)