LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,113
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$47,547
−HK$1,457/mo
Today · 4.125%
HK$49,004
baseline
▲ 0.50% · 4.625%
HK$51,986
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,008/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,300
−HK$2,771/mo
▼ 0.25% · 3.875%
HK$52,676
−HK$1,395/mo
Today · 4.125%
HK$54,071
baseline
▲ 0.50% · 4.625%
HK$56,922
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,142/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,335
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,056
−HK$1,749/mo
Today · 4.125%
HK$58,805
baseline
▲ 0.50% · 4.625%
HK$62,383
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,610/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,560
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,211
−HK$1,675/mo
Today · 4.125%
HK$64,886
baseline
▲ 0.50% · 4.625%
HK$68,306
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,772/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,558
−HK$4,048/mo
▼ 0.25% · 3.875%
HK$66,566
−HK$2,040/mo
Today · 4.125%
HK$68,606
baseline
▲ 0.50% · 4.625%
HK$72,780
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,212/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,820
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,746
−HK$1,954/mo
Today · 4.125%
HK$75,700
baseline
▲ 0.50% · 4.625%
HK$79,690
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,400/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,003
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,584
−HK$2,624/mo
Today · 4.125%
HK$88,208
baseline
▲ 0.50% · 4.625%
HK$93,575
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,416/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,340
−HK$4,988/mo
▼ 0.25% · 3.875%
HK$94,816
−HK$2,512/mo
Today · 4.125%
HK$97,328
baseline
▲ 0.50% · 4.625%
HK$102,459
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,656/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,254 · Scale 2, in force from 26 Feb 2026)