LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,114
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,548
−HK$1,458/mo
Today · 4.125%
HK$49,006
baseline
▲ 0.50% · 4.625%
HK$51,987
+HK$2,981/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,012/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,301
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,677
−HK$1,396/mo
Today · 4.125%
HK$54,073
baseline
▲ 0.50% · 4.625%
HK$56,923
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,146/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,337
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,058
−HK$1,749/mo
Today · 4.125%
HK$58,807
baseline
▲ 0.50% · 4.625%
HK$62,385
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,614/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,561
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,213
−HK$1,674/mo
Today · 4.125%
HK$64,887
baseline
▲ 0.50% · 4.625%
HK$68,308
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,774/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,559
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,568
−HK$2,040/mo
Today · 4.125%
HK$68,608
baseline
▲ 0.50% · 4.625%
HK$72,782
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,216/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,822
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,748
−HK$1,954/mo
Today · 4.125%
HK$75,702
baseline
▲ 0.50% · 4.625%
HK$79,692
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,404/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,005
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,587
−HK$2,623/mo
Today · 4.125%
HK$88,210
baseline
▲ 0.50% · 4.625%
HK$93,577
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,420/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,342
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,819
−HK$2,512/mo
Today · 4.125%
HK$97,331
baseline
▲ 0.50% · 4.625%
HK$102,462
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,662/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,311 · Scale 2, in force from 26 Feb 2026)