LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,116
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,550
−HK$1,458/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,303
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,679
−HK$1,396/mo
Today · 4.125%
HK$54,075
baseline
▲ 0.50% · 4.625%
HK$56,925
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,150/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,339
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,060
−HK$1,749/mo
Today · 4.125%
HK$58,809
baseline
▲ 0.50% · 4.625%
HK$62,387
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,618/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,564
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,215
−HK$1,675/mo
Today · 4.125%
HK$64,890
baseline
▲ 0.50% · 4.625%
HK$68,310
+HK$3,420/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,780/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,562
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,570
−HK$2,041/mo
Today · 4.125%
HK$68,611
baseline
▲ 0.50% · 4.625%
HK$72,785
+HK$4,174/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,222/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,825
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,751
−HK$1,954/mo
Today · 4.125%
HK$75,705
baseline
▲ 0.50% · 4.625%
HK$79,696
+HK$3,991/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,410/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,008
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,590
−HK$2,624/mo
Today · 4.125%
HK$88,214
baseline
▲ 0.50% · 4.625%
HK$93,581
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,428/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,346
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,823
−HK$2,512/mo
Today · 4.125%
HK$97,335
baseline
▲ 0.50% · 4.625%
HK$102,466
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,670/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,392 · Scale 2, in force from 26 Feb 2026)