LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,116
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,551
−HK$1,457/mo
Today · 4.125%
HK$49,008
baseline
▲ 0.50% · 4.625%
HK$51,990
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,016/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,304
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,680
−HK$1,396/mo
Today · 4.125%
HK$54,076
baseline
▲ 0.50% · 4.625%
HK$56,926
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,152/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,340
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,061
−HK$1,749/mo
Today · 4.125%
HK$58,810
baseline
▲ 0.50% · 4.625%
HK$62,389
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,620/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,565
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,216
−HK$1,675/mo
Today · 4.125%
HK$64,891
baseline
▲ 0.50% · 4.625%
HK$68,312
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,782/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,563
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,571
−HK$2,041/mo
Today · 4.125%
HK$68,612
baseline
▲ 0.50% · 4.625%
HK$72,787
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,224/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,826
−HK$3,880/mo
▼ 0.25% · 3.875%
HK$73,752
−HK$1,954/mo
Today · 4.125%
HK$75,706
baseline
▲ 0.50% · 4.625%
HK$79,697
+HK$3,991/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,412/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,010
−HK$5,205/mo
▼ 0.25% · 3.875%
HK$85,592
−HK$2,623/mo
Today · 4.125%
HK$88,215
baseline
▲ 0.50% · 4.625%
HK$93,583
+HK$5,368/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,430/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,347
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,824
−HK$2,513/mo
Today · 4.125%
HK$97,337
baseline
▲ 0.50% · 4.625%
HK$102,467
+HK$5,130/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,674/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,426 · Scale 2, in force from 26 Feb 2026)