LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,117
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,552
−HK$1,457/mo
Today · 4.125%
HK$49,009
baseline
▲ 0.50% · 4.625%
HK$51,991
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,018/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,305
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,681
−HK$1,396/mo
Today · 4.125%
HK$54,077
baseline
▲ 0.50% · 4.625%
HK$56,927
+HK$2,850/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,154/mo (50% DSR)
Upfront cash ≈ HK$10.88M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,341
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,062
−HK$1,749/mo
Today · 4.125%
HK$58,811
baseline
▲ 0.50% · 4.625%
HK$62,390
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$117,622/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,566
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,217
−HK$1,675/mo
Today · 4.125%
HK$64,892
baseline
▲ 0.50% · 4.625%
HK$68,313
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.13M · min. income ≈ HK$129,784/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,564
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,573
−HK$2,040/mo
Today · 4.125%
HK$68,613
baseline
▲ 0.50% · 4.625%
HK$72,788
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,226/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,827
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,753
−HK$1,955/mo
Today · 4.125%
HK$75,708
baseline
▲ 0.50% · 4.625%
HK$79,698
+HK$3,990/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,416/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,011
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,593
−HK$2,624/mo
Today · 4.125%
HK$88,217
baseline
▲ 0.50% · 4.625%
HK$93,584
+HK$5,367/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,434/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,349
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,826
−HK$2,512/mo
Today · 4.125%
HK$97,338
baseline
▲ 0.50% · 4.625%
HK$102,469
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,676/mo (50% DSR)
Upfront cash ≈ HK$2.79M (deposit + AVD stamp duty HK$772,462 · Scale 2, in force from 26 Feb 2026)