LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,120
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,555
−HK$1,457/mo
Today · 4.125%
HK$49,012
baseline
▲ 0.50% · 4.625%
HK$51,995
+HK$2,983/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,024/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,308
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,684
−HK$1,396/mo
Today · 4.125%
HK$54,080
baseline
▲ 0.50% · 4.625%
HK$56,931
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,160/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,344
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,066
−HK$1,749/mo
Today · 4.125%
HK$58,815
baseline
▲ 0.50% · 4.625%
HK$62,393
+HK$3,578/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,630/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,570
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,221
−HK$1,675/mo
Today · 4.125%
HK$64,896
baseline
▲ 0.50% · 4.625%
HK$68,317
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,792/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,568
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,577
−HK$2,040/mo
Today · 4.125%
HK$68,617
baseline
▲ 0.50% · 4.625%
HK$72,792
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,234/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,831
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,758
−HK$1,954/mo
Today · 4.125%
HK$75,712
baseline
▲ 0.50% · 4.625%
HK$79,703
+HK$3,991/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,424/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,016
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,598
−HK$2,624/mo
Today · 4.125%
HK$88,222
baseline
▲ 0.50% · 4.625%
HK$93,590
+HK$5,368/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,444/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,355
−HK$4,989/mo
▼ 0.25% · 3.875%
HK$94,832
−HK$2,512/mo
Today · 4.125%
HK$97,344
baseline
▲ 0.50% · 4.625%
HK$102,475
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,688/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,584 · Scale 2, in force from 26 Feb 2026)