LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,121
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,555
−HK$1,458/mo
Today · 4.125%
HK$49,013
baseline
▲ 0.50% · 4.625%
HK$51,995
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,026/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,309
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,685
−HK$1,396/mo
Today · 4.125%
HK$54,081
baseline
▲ 0.50% · 4.625%
HK$56,932
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,162/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,345
−HK$3,470/mo
▼ 0.25% · 3.875%
HK$57,066
−HK$1,749/mo
Today · 4.125%
HK$58,815
baseline
▲ 0.50% · 4.625%
HK$62,394
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,630/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,571
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,222
−HK$1,675/mo
Today · 4.125%
HK$64,897
baseline
▲ 0.50% · 4.625%
HK$68,318
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,794/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,569
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,577
−HK$2,041/mo
Today · 4.125%
HK$68,618
baseline
▲ 0.50% · 4.625%
HK$72,793
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,236/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,832
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,759
−HK$1,954/mo
Today · 4.125%
HK$75,713
baseline
▲ 0.50% · 4.625%
HK$79,704
+HK$3,991/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,426/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,017
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,600
−HK$2,623/mo
Today · 4.125%
HK$88,223
baseline
▲ 0.50% · 4.625%
HK$93,591
+HK$5,368/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,446/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,356
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,833
−HK$2,513/mo
Today · 4.125%
HK$97,346
baseline
▲ 0.50% · 4.625%
HK$102,477
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,692/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,610 · Scale 2, in force from 26 Feb 2026)