LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,122
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,556
−HK$1,458/mo
Today · 4.125%
HK$49,014
baseline
▲ 0.50% · 4.625%
HK$51,996
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,028/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,310
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,686
−HK$1,396/mo
Today · 4.125%
HK$54,082
baseline
▲ 0.50% · 4.625%
HK$56,933
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,164/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,346
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,068
−HK$1,749/mo
Today · 4.125%
HK$58,817
baseline
▲ 0.50% · 4.625%
HK$62,396
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,634/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,572
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,223
−HK$1,675/mo
Today · 4.125%
HK$64,898
baseline
▲ 0.50% · 4.625%
HK$68,319
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,796/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,570
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,579
−HK$2,040/mo
Today · 4.125%
HK$68,619
baseline
▲ 0.50% · 4.625%
HK$72,795
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,238/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,834
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,760
−HK$1,955/mo
Today · 4.125%
HK$75,715
baseline
▲ 0.50% · 4.625%
HK$79,706
+HK$3,991/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,430/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,019
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,601
−HK$2,624/mo
Today · 4.125%
HK$88,225
baseline
▲ 0.50% · 4.625%
HK$93,593
+HK$5,368/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,450/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,358
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,835
−HK$2,513/mo
Today · 4.125%
HK$97,348
baseline
▲ 0.50% · 4.625%
HK$102,479
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,696/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,652 · Scale 2, in force from 26 Feb 2026)