LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,124
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,559
−HK$1,458/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$51,999
+HK$2,982/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,313
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,689
−HK$1,396/mo
Today · 4.125%
HK$54,085
baseline
▲ 0.50% · 4.625%
HK$56,936
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,170/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,349
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,071
−HK$1,749/mo
Today · 4.125%
HK$58,820
baseline
▲ 0.50% · 4.625%
HK$62,399
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,640/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,576
−HK$3,326/mo
▼ 0.25% · 3.875%
HK$63,227
−HK$1,675/mo
Today · 4.125%
HK$64,902
baseline
▲ 0.50% · 4.625%
HK$68,323
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,804/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,574
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,583
−HK$2,041/mo
Today · 4.125%
HK$68,624
baseline
▲ 0.50% · 4.625%
HK$72,799
+HK$4,175/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,248/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,838
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,765
−HK$1,954/mo
Today · 4.125%
HK$75,719
baseline
▲ 0.50% · 4.625%
HK$79,711
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,438/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,024
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,606
−HK$2,624/mo
Today · 4.125%
HK$88,230
baseline
▲ 0.50% · 4.625%
HK$93,599
+HK$5,369/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$176,460/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,363
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,840
−HK$2,513/mo
Today · 4.125%
HK$97,353
baseline
▲ 0.50% · 4.625%
HK$102,485
+HK$5,132/mo
Deposit HK$2.02M · loan HK$18.20M · min. income ≈ HK$194,706/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,773 · Scale 2, in force from 26 Feb 2026)