LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,125
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,560
−HK$1,457/mo
Today · 4.125%
HK$49,017
baseline
▲ 0.50% · 4.625%
HK$52,000
+HK$2,983/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,034/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,314
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,690
−HK$1,396/mo
Today · 4.125%
HK$54,086
baseline
▲ 0.50% · 4.625%
HK$56,937
+HK$2,851/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,172/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,350
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,072
−HK$1,749/mo
Today · 4.125%
HK$58,821
baseline
▲ 0.50% · 4.625%
HK$62,400
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,642/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,576
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,228
−HK$1,675/mo
Today · 4.125%
HK$64,903
baseline
▲ 0.50% · 4.625%
HK$68,324
+HK$3,421/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,806/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,575
−HK$4,049/mo
▼ 0.25% · 3.875%
HK$66,584
−HK$2,040/mo
Today · 4.125%
HK$68,624
baseline
▲ 0.50% · 4.625%
HK$72,800
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,248/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,839
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,766
−HK$1,954/mo
Today · 4.125%
HK$75,720
baseline
▲ 0.50% · 4.625%
HK$79,712
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,440/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,025
−HK$5,206/mo
▼ 0.25% · 3.875%
HK$85,608
−HK$2,623/mo
Today · 4.125%
HK$88,231
baseline
▲ 0.50% · 4.625%
HK$93,600
+HK$5,369/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,462/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,365
−HK$4,990/mo
▼ 0.25% · 3.875%
HK$94,842
−HK$2,513/mo
Today · 4.125%
HK$97,355
baseline
▲ 0.50% · 4.625%
HK$102,486
+HK$5,131/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,710/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,801 · Scale 2, in force from 26 Feb 2026)