LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,129
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$47,564
−HK$1,457/mo
Today · 4.125%
HK$49,021
baseline
▲ 0.50% · 4.625%
HK$52,004
+HK$2,983/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$98,042/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,318
−HK$2,772/mo
▼ 0.25% · 3.875%
HK$52,694
−HK$1,396/mo
Today · 4.125%
HK$54,090
baseline
▲ 0.50% · 4.625%
HK$56,942
+HK$2,852/mo
Deposit HK$10.11M · loan HK$10.11M · min. income ≈ HK$108,180/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,355
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,076
−HK$1,750/mo
Today · 4.125%
HK$58,826
baseline
▲ 0.50% · 4.625%
HK$62,405
+HK$3,579/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,652/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,581
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,233
−HK$1,675/mo
Today · 4.125%
HK$64,908
baseline
▲ 0.50% · 4.625%
HK$68,330
+HK$3,422/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,816/mo (50% DSR)
Upfront cash ≈ HK$8.86M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,580
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,589
−HK$2,041/mo
Today · 4.125%
HK$68,630
baseline
▲ 0.50% · 4.625%
HK$72,806
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,260/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,845
−HK$3,881/mo
▼ 0.25% · 3.875%
HK$73,772
−HK$1,954/mo
Today · 4.125%
HK$75,726
baseline
▲ 0.50% · 4.625%
HK$79,718
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,452/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,032
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,615
−HK$2,624/mo
Today · 4.125%
HK$88,239
baseline
▲ 0.50% · 4.625%
HK$93,608
+HK$5,369/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,478/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,372
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,849
−HK$2,514/mo
Today · 4.125%
HK$97,363
baseline
▲ 0.50% · 4.625%
HK$102,495
+HK$5,132/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,726/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$772,965 · Scale 2, in force from 26 Feb 2026)