LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,131
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,566
−HK$1,458/mo
Today · 4.125%
HK$49,024
baseline
▲ 0.50% · 4.625%
HK$52,007
+HK$2,983/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,048/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,320
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,697
−HK$1,396/mo
Today · 4.125%
HK$54,093
baseline
▲ 0.50% · 4.625%
HK$56,944
+HK$2,851/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,186/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,357
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,079
−HK$1,749/mo
Today · 4.125%
HK$58,828
baseline
▲ 0.50% · 4.625%
HK$62,408
+HK$3,580/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,656/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,584
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,236
−HK$1,675/mo
Today · 4.125%
HK$64,911
baseline
▲ 0.50% · 4.625%
HK$68,333
+HK$3,422/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,822/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,583
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,592
−HK$2,041/mo
Today · 4.125%
HK$68,633
baseline
▲ 0.50% · 4.625%
HK$72,809
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,266/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,848
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,775
−HK$1,955/mo
Today · 4.125%
HK$75,730
baseline
▲ 0.50% · 4.625%
HK$79,722
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,460/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,036
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,619
−HK$2,624/mo
Today · 4.125%
HK$88,243
baseline
▲ 0.50% · 4.625%
HK$93,612
+HK$5,369/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,486/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,376
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,854
−HK$2,513/mo
Today · 4.125%
HK$97,367
baseline
▲ 0.50% · 4.625%
HK$102,499
+HK$5,132/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,734/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,059 · Scale 2, in force from 26 Feb 2026)