LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,134
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,569
−HK$1,458/mo
Today · 4.125%
HK$49,027
baseline
▲ 0.50% · 4.625%
HK$52,011
+HK$2,984/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,054/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,701
−HK$1,396/mo
Today · 4.125%
HK$54,097
baseline
▲ 0.50% · 4.625%
HK$56,948
+HK$2,851/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,194/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,361
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,083
−HK$1,750/mo
Today · 4.125%
HK$58,833
baseline
▲ 0.50% · 4.625%
HK$62,413
+HK$3,580/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,666/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,589
−HK$3,327/mo
▼ 0.25% · 3.875%
HK$63,241
−HK$1,675/mo
Today · 4.125%
HK$64,916
baseline
▲ 0.50% · 4.625%
HK$68,338
+HK$3,422/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,832/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,588
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,597
−HK$2,041/mo
Today · 4.125%
HK$68,638
baseline
▲ 0.50% · 4.625%
HK$72,815
+HK$4,177/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,276/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,854
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,781
−HK$1,955/mo
Today · 4.125%
HK$75,736
baseline
▲ 0.50% · 4.625%
HK$79,728
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,472/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,042
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,625
−HK$2,624/mo
Today · 4.125%
HK$88,249
baseline
▲ 0.50% · 4.625%
HK$93,619
+HK$5,370/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,498/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,383
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,861
−HK$2,514/mo
Today · 4.125%
HK$97,375
baseline
▲ 0.50% · 4.625%
HK$102,507
+HK$5,132/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,750/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,212 · Scale 2, in force from 26 Feb 2026)