LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,135
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,570
−HK$1,458/mo
Today · 4.125%
HK$49,028
baseline
▲ 0.50% · 4.625%
HK$52,011
+HK$2,983/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,056/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,324
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,701
−HK$1,396/mo
Today · 4.125%
HK$54,097
baseline
▲ 0.50% · 4.625%
HK$56,949
+HK$2,852/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,194/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,362
−HK$3,471/mo
▼ 0.25% · 3.875%
HK$57,084
−HK$1,749/mo
Today · 4.125%
HK$58,833
baseline
▲ 0.50% · 4.625%
HK$62,413
+HK$3,580/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,666/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,589
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,241
−HK$1,676/mo
Today · 4.125%
HK$64,917
baseline
▲ 0.50% · 4.625%
HK$68,339
+HK$3,422/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,834/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,589
−HK$4,050/mo
▼ 0.25% · 3.875%
HK$66,598
−HK$2,041/mo
Today · 4.125%
HK$68,639
baseline
▲ 0.50% · 4.625%
HK$72,815
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,278/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,854
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,781
−HK$1,955/mo
Today · 4.125%
HK$75,736
baseline
▲ 0.50% · 4.625%
HK$79,728
+HK$3,992/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,472/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,043
−HK$5,207/mo
▼ 0.25% · 3.875%
HK$85,626
−HK$2,624/mo
Today · 4.125%
HK$88,250
baseline
▲ 0.50% · 4.625%
HK$93,620
+HK$5,370/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,500/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,384
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,862
−HK$2,513/mo
Today · 4.125%
HK$97,375
baseline
▲ 0.50% · 4.625%
HK$102,508
+HK$5,133/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,750/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,228 · Scale 2, in force from 26 Feb 2026)