LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,139
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$47,574
−HK$1,458/mo
Today · 4.125%
HK$49,032
baseline
▲ 0.50% · 4.625%
HK$52,015
+HK$2,983/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,064/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,329
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,705
−HK$1,397/mo
Today · 4.125%
HK$54,102
baseline
▲ 0.50% · 4.625%
HK$56,954
+HK$2,852/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,204/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,366
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,088
−HK$1,750/mo
Today · 4.125%
HK$58,838
baseline
▲ 0.50% · 4.625%
HK$62,418
+HK$3,580/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,676/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,594
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,246
−HK$1,676/mo
Today · 4.125%
HK$64,922
baseline
▲ 0.50% · 4.625%
HK$68,344
+HK$3,422/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,844/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,594
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,603
−HK$2,042/mo
Today · 4.125%
HK$68,645
baseline
▲ 0.50% · 4.625%
HK$72,821
+HK$4,176/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,290/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,860
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,787
−HK$1,955/mo
Today · 4.125%
HK$75,742
baseline
▲ 0.50% · 4.625%
HK$79,735
+HK$3,993/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,484/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,049
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,633
−HK$2,624/mo
Today · 4.125%
HK$88,257
baseline
▲ 0.50% · 4.625%
HK$93,627
+HK$5,370/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,514/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,392
−HK$4,991/mo
▼ 0.25% · 3.875%
HK$94,869
−HK$2,514/mo
Today · 4.125%
HK$97,383
baseline
▲ 0.50% · 4.625%
HK$102,516
+HK$5,133/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,766/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,391 · Scale 2, in force from 26 Feb 2026)