LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,140
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,575
−HK$1,459/mo
Today · 4.125%
HK$49,034
baseline
▲ 0.50% · 4.625%
HK$52,017
+HK$2,983/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,068/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,330
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,707
−HK$1,397/mo
Today · 4.125%
HK$54,104
baseline
▲ 0.50% · 4.625%
HK$56,956
+HK$2,852/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,208/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,368
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,090
−HK$1,750/mo
Today · 4.125%
HK$58,840
baseline
▲ 0.50% · 4.625%
HK$62,420
+HK$3,580/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,680/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,596
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,248
−HK$1,676/mo
Today · 4.125%
HK$64,924
baseline
▲ 0.50% · 4.625%
HK$68,347
+HK$3,423/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,848/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,596
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,605
−HK$2,042/mo
Today · 4.125%
HK$68,647
baseline
▲ 0.50% · 4.625%
HK$72,824
+HK$4,177/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$137,294/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,863
−HK$3,882/mo
▼ 0.25% · 3.875%
HK$73,790
−HK$1,955/mo
Today · 4.125%
HK$75,745
baseline
▲ 0.50% · 4.625%
HK$79,738
+HK$3,993/mo
Deposit HK$6.07M · loan HK$14.16M · min. income ≈ HK$151,490/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,052
−HK$5,208/mo
▼ 0.25% · 3.875%
HK$85,636
−HK$2,624/mo
Today · 4.125%
HK$88,260
baseline
▲ 0.50% · 4.625%
HK$93,631
+HK$5,371/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,520/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,395
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,873
−HK$2,514/mo
Today · 4.125%
HK$97,387
baseline
▲ 0.50% · 4.625%
HK$102,520
+HK$5,133/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,774/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,462 · Scale 2, in force from 26 Feb 2026)