LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,146
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,581
−HK$1,459/mo
Today · 4.125%
HK$49,040
baseline
▲ 0.50% · 4.625%
HK$52,023
+HK$2,983/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,080/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,337
−HK$2,773/mo
▼ 0.25% · 3.875%
HK$52,714
−HK$1,396/mo
Today · 4.125%
HK$54,110
baseline
▲ 0.50% · 4.625%
HK$56,963
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,220/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,375
−HK$3,472/mo
▼ 0.25% · 3.875%
HK$57,097
−HK$1,750/mo
Today · 4.125%
HK$58,847
baseline
▲ 0.50% · 4.625%
HK$62,428
+HK$3,581/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$117,694/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,604
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,256
−HK$1,676/mo
Today · 4.125%
HK$64,932
baseline
▲ 0.50% · 4.625%
HK$68,355
+HK$3,423/mo
Deposit HK$8.09M · loan HK$12.14M · min. income ≈ HK$129,864/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,604
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,614
−HK$2,041/mo
Today · 4.125%
HK$68,655
baseline
▲ 0.50% · 4.625%
HK$72,833
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,310/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,871
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,799
−HK$1,955/mo
Today · 4.125%
HK$75,754
baseline
▲ 0.50% · 4.625%
HK$79,748
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,508/mo (50% DSR)
Upfront cash ≈ HK$6.84M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,062
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,646
−HK$2,625/mo
Today · 4.125%
HK$88,271
baseline
▲ 0.50% · 4.625%
HK$93,642
+HK$5,371/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,542/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,406
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,884
−HK$2,514/mo
Today · 4.125%
HK$97,398
baseline
▲ 0.50% · 4.625%
HK$102,533
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,796/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,710 · Scale 2, in force from 26 Feb 2026)