LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,147
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,582
−HK$1,459/mo
Today · 4.125%
HK$49,041
baseline
▲ 0.50% · 4.625%
HK$52,025
+HK$2,984/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,082/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,338
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,715
−HK$1,397/mo
Today · 4.125%
HK$54,112
baseline
▲ 0.50% · 4.625%
HK$56,964
+HK$2,852/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,224/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,376
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,099
−HK$1,750/mo
Today · 4.125%
HK$58,849
baseline
▲ 0.50% · 4.625%
HK$62,430
+HK$3,581/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,698/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,606
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,258
−HK$1,676/mo
Today · 4.125%
HK$64,934
baseline
▲ 0.50% · 4.625%
HK$68,357
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,868/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,606
−HK$4,051/mo
▼ 0.25% · 3.875%
HK$66,615
−HK$2,042/mo
Today · 4.125%
HK$68,657
baseline
▲ 0.50% · 4.625%
HK$72,835
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,314/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,873
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,801
−HK$1,955/mo
Today · 4.125%
HK$75,756
baseline
▲ 0.50% · 4.625%
HK$79,750
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,512/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,065
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,648
−HK$2,626/mo
Today · 4.125%
HK$88,274
baseline
▲ 0.50% · 4.625%
HK$93,645
+HK$5,371/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$176,548/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,409
−HK$4,992/mo
▼ 0.25% · 3.875%
HK$94,887
−HK$2,514/mo
Today · 4.125%
HK$97,401
baseline
▲ 0.50% · 4.625%
HK$102,535
+HK$5,134/mo
Deposit HK$2.02M · loan HK$18.21M · min. income ≈ HK$194,802/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,765 · Scale 2, in force from 26 Feb 2026)