LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,150
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,585
−HK$1,459/mo
Today · 4.125%
HK$49,044
baseline
▲ 0.50% · 4.625%
HK$52,028
+HK$2,984/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,088/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,341
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,718
−HK$1,397/mo
Today · 4.125%
HK$54,115
baseline
▲ 0.50% · 4.625%
HK$56,968
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,230/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,380
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,103
−HK$1,750/mo
Today · 4.125%
HK$58,853
baseline
▲ 0.50% · 4.625%
HK$62,434
+HK$3,581/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,706/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,610
−HK$3,328/mo
▼ 0.25% · 3.875%
HK$63,262
−HK$1,676/mo
Today · 4.125%
HK$64,938
baseline
▲ 0.50% · 4.625%
HK$68,361
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,876/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,610
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,620
−HK$2,042/mo
Today · 4.125%
HK$68,662
baseline
▲ 0.50% · 4.625%
HK$72,839
+HK$4,177/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,324/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,878
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,806
−HK$1,955/mo
Today · 4.125%
HK$75,761
baseline
▲ 0.50% · 4.625%
HK$79,755
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,522/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,070
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,654
−HK$2,625/mo
Today · 4.125%
HK$88,279
baseline
▲ 0.50% · 4.625%
HK$93,651
+HK$5,372/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,558/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,414
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,893
−HK$2,514/mo
Today · 4.125%
HK$97,407
baseline
▲ 0.50% · 4.625%
HK$102,542
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,814/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,893 · Scale 2, in force from 26 Feb 2026)