LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,151
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,587
−HK$1,458/mo
Today · 4.125%
HK$49,045
baseline
▲ 0.50% · 4.625%
HK$52,029
+HK$2,984/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,090/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,342
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,719
−HK$1,397/mo
Today · 4.125%
HK$54,116
baseline
▲ 0.50% · 4.625%
HK$56,969
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,232/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,381
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,104
−HK$1,750/mo
Today · 4.125%
HK$58,854
baseline
▲ 0.50% · 4.625%
HK$62,435
+HK$3,581/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,708/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,611
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,263
−HK$1,677/mo
Today · 4.125%
HK$64,940
baseline
▲ 0.50% · 4.625%
HK$68,363
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,880/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,611
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,621
−HK$2,042/mo
Today · 4.125%
HK$68,663
baseline
▲ 0.50% · 4.625%
HK$72,841
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,326/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,879
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,807
−HK$1,956/mo
Today · 4.125%
HK$75,763
baseline
▲ 0.50% · 4.625%
HK$79,756
+HK$3,993/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,526/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,072
−HK$5,209/mo
▼ 0.25% · 3.875%
HK$85,656
−HK$2,625/mo
Today · 4.125%
HK$88,281
baseline
▲ 0.50% · 4.625%
HK$93,653
+HK$5,372/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,562/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,416
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,895
−HK$2,514/mo
Today · 4.125%
HK$97,409
baseline
▲ 0.50% · 4.625%
HK$102,544
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,818/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$773,937 · Scale 2, in force from 26 Feb 2026)