LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,153
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,589
−HK$1,458/mo
Today · 4.125%
HK$49,047
baseline
▲ 0.50% · 4.625%
HK$52,032
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,094/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,345
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,722
−HK$1,397/mo
Today · 4.125%
HK$54,119
baseline
▲ 0.50% · 4.625%
HK$56,971
+HK$2,852/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,238/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,384
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,106
−HK$1,751/mo
Today · 4.125%
HK$58,857
baseline
▲ 0.50% · 4.625%
HK$62,438
+HK$3,581/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,714/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,266
−HK$1,677/mo
Today · 4.125%
HK$64,943
baseline
▲ 0.50% · 4.625%
HK$68,366
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,886/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,614
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,624
−HK$2,042/mo
Today · 4.125%
HK$68,666
baseline
▲ 0.50% · 4.625%
HK$72,844
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,332/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,883
−HK$3,883/mo
▼ 0.25% · 3.875%
HK$73,811
−HK$1,955/mo
Today · 4.125%
HK$75,766
baseline
▲ 0.50% · 4.625%
HK$79,760
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,532/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,075
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,660
−HK$2,625/mo
Today · 4.125%
HK$88,285
baseline
▲ 0.50% · 4.625%
HK$93,657
+HK$5,372/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,570/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,421
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,899
−HK$2,515/mo
Today · 4.125%
HK$97,414
baseline
▲ 0.50% · 4.625%
HK$102,549
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,828/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,029 · Scale 2, in force from 26 Feb 2026)