LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,154
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,589
−HK$1,459/mo
Today · 4.125%
HK$49,048
baseline
▲ 0.50% · 4.625%
HK$52,032
+HK$2,984/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,096/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,345
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,722
−HK$1,397/mo
Today · 4.125%
HK$54,119
baseline
▲ 0.50% · 4.625%
HK$56,972
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,238/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,384
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,107
−HK$1,750/mo
Today · 4.125%
HK$58,857
baseline
▲ 0.50% · 4.625%
HK$62,439
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,714/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,614
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,267
−HK$1,676/mo
Today · 4.125%
HK$64,943
baseline
▲ 0.50% · 4.625%
HK$68,367
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,886/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,615
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,625
−HK$2,042/mo
Today · 4.125%
HK$68,667
baseline
▲ 0.50% · 4.625%
HK$72,845
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,334/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,883
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,811
−HK$1,956/mo
Today · 4.125%
HK$75,767
baseline
▲ 0.50% · 4.625%
HK$79,761
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,534/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,076
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,661
−HK$2,625/mo
Today · 4.125%
HK$88,286
baseline
▲ 0.50% · 4.625%
HK$93,658
+HK$5,372/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,572/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,422
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,900
−HK$2,515/mo
Today · 4.125%
HK$97,415
baseline
▲ 0.50% · 4.625%
HK$102,550
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,830/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,051 · Scale 2, in force from 26 Feb 2026)