LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,154
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,590
−HK$1,458/mo
Today · 4.125%
HK$49,048
baseline
▲ 0.50% · 4.625%
HK$52,033
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,096/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,346
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,723
−HK$1,397/mo
Today · 4.125%
HK$54,120
baseline
▲ 0.50% · 4.625%
HK$56,973
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,240/mo (50% DSR)
Upfront cash ≈ HK$10.89M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,385
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,108
−HK$1,750/mo
Today · 4.125%
HK$58,858
baseline
▲ 0.50% · 4.625%
HK$62,439
+HK$3,581/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$117,716/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,615
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,268
−HK$1,676/mo
Today · 4.125%
HK$64,944
baseline
▲ 0.50% · 4.625%
HK$68,367
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.14M · min. income ≈ HK$129,888/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,616
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,626
−HK$2,042/mo
Today · 4.125%
HK$68,668
baseline
▲ 0.50% · 4.625%
HK$72,846
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,336/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,884
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,812
−HK$1,956/mo
Today · 4.125%
HK$75,768
baseline
▲ 0.50% · 4.625%
HK$79,762
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,536/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,077
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,662
−HK$2,625/mo
Today · 4.125%
HK$88,287
baseline
▲ 0.50% · 4.625%
HK$93,659
+HK$5,372/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,574/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,423
−HK$4,993/mo
▼ 0.25% · 3.875%
HK$94,902
−HK$2,514/mo
Today · 4.125%
HK$97,416
baseline
▲ 0.50% · 4.625%
HK$102,551
+HK$5,135/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,832/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,077 · Scale 2, in force from 26 Feb 2026)