LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,159
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$47,595
−HK$1,458/mo
Today · 4.125%
HK$49,053
baseline
▲ 0.50% · 4.625%
HK$52,038
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,106/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,351
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,728
−HK$1,398/mo
Today · 4.125%
HK$54,126
baseline
▲ 0.50% · 4.625%
HK$56,979
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,252/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,391
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,114
−HK$1,750/mo
Today · 4.125%
HK$58,864
baseline
▲ 0.50% · 4.625%
HK$62,446
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,728/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,622
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,274
−HK$1,677/mo
Today · 4.125%
HK$64,951
baseline
▲ 0.50% · 4.625%
HK$68,374
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,902/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,622
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,633
−HK$2,042/mo
Today · 4.125%
HK$68,675
baseline
▲ 0.50% · 4.625%
HK$72,854
+HK$4,179/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,350/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,892
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,820
−HK$1,956/mo
Today · 4.125%
HK$75,776
baseline
▲ 0.50% · 4.625%
HK$79,770
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,552/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,086
−HK$5,210/mo
▼ 0.25% · 3.875%
HK$85,670
−HK$2,626/mo
Today · 4.125%
HK$88,296
baseline
▲ 0.50% · 4.625%
HK$93,669
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,592/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,432
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,911
−HK$2,515/mo
Today · 4.125%
HK$97,426
baseline
▲ 0.50% · 4.625%
HK$102,562
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,852/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,285 · Scale 2, in force from 26 Feb 2026)