LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,160
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,596
−HK$1,459/mo
Today · 4.125%
HK$49,055
baseline
▲ 0.50% · 4.625%
HK$52,040
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,110/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,353
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,730
−HK$1,397/mo
Today · 4.125%
HK$54,127
baseline
▲ 0.50% · 4.625%
HK$56,980
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,254/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,392
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,115
−HK$1,751/mo
Today · 4.125%
HK$58,866
baseline
▲ 0.50% · 4.625%
HK$62,448
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,732/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,623
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,276
−HK$1,677/mo
Today · 4.125%
HK$64,953
baseline
▲ 0.50% · 4.625%
HK$68,376
+HK$3,423/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,906/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,624
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,635
−HK$2,042/mo
Today · 4.125%
HK$68,677
baseline
▲ 0.50% · 4.625%
HK$72,856
+HK$4,179/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,354/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,894
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,822
−HK$1,956/mo
Today · 4.125%
HK$75,778
baseline
▲ 0.50% · 4.625%
HK$79,772
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,556/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,088
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,673
−HK$2,626/mo
Today · 4.125%
HK$88,299
baseline
▲ 0.50% · 4.625%
HK$93,672
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,598/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,435
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,914
−HK$2,515/mo
Today · 4.125%
HK$97,429
baseline
▲ 0.50% · 4.625%
HK$102,565
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,858/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,344 · Scale 2, in force from 26 Feb 2026)