LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,161
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,597
−HK$1,459/mo
Today · 4.125%
HK$49,056
baseline
▲ 0.50% · 4.625%
HK$52,041
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,112/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,354
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,731
−HK$1,398/mo
Today · 4.125%
HK$54,129
baseline
▲ 0.50% · 4.625%
HK$56,982
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,258/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,394
−HK$3,473/mo
▼ 0.25% · 3.875%
HK$57,117
−HK$1,750/mo
Today · 4.125%
HK$58,867
baseline
▲ 0.50% · 4.625%
HK$62,449
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,734/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,625
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,278
−HK$1,676/mo
Today · 4.125%
HK$64,954
baseline
▲ 0.50% · 4.625%
HK$68,378
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,908/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,626
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,636
−HK$2,043/mo
Today · 4.125%
HK$68,679
baseline
▲ 0.50% · 4.625%
HK$72,857
+HK$4,178/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,358/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,896
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,824
−HK$1,956/mo
Today · 4.125%
HK$75,780
baseline
▲ 0.50% · 4.625%
HK$79,774
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,560/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,090
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,675
−HK$2,626/mo
Today · 4.125%
HK$88,301
baseline
▲ 0.50% · 4.625%
HK$93,674
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,602/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,437
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,916
−HK$2,515/mo
Today · 4.125%
HK$97,431
baseline
▲ 0.50% · 4.625%
HK$102,567
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,862/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,395 · Scale 2, in force from 26 Feb 2026)