LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,163
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,599
−HK$1,459/mo
Today · 4.125%
HK$49,058
baseline
▲ 0.50% · 4.625%
HK$52,043
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,116/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,356
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,734
−HK$1,397/mo
Today · 4.125%
HK$54,131
baseline
▲ 0.50% · 4.625%
HK$56,984
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,262/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,396
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,119
−HK$1,751/mo
Today · 4.125%
HK$58,870
baseline
▲ 0.50% · 4.625%
HK$62,452
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,740/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,628
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,280
−HK$1,677/mo
Today · 4.125%
HK$64,957
baseline
▲ 0.50% · 4.625%
HK$68,381
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,914/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,629
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,639
−HK$2,043/mo
Today · 4.125%
HK$68,682
baseline
▲ 0.50% · 4.625%
HK$72,861
+HK$4,179/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,364/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,899
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,827
−HK$1,956/mo
Today · 4.125%
HK$75,783
baseline
▲ 0.50% · 4.625%
HK$79,778
+HK$3,995/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,566/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,094
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,679
−HK$2,626/mo
Today · 4.125%
HK$88,305
baseline
▲ 0.50% · 4.625%
HK$93,678
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,610/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,441
−HK$4,995/mo
▼ 0.25% · 3.875%
HK$94,921
−HK$2,515/mo
Today · 4.125%
HK$97,436
baseline
▲ 0.50% · 4.625%
HK$102,572
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,872/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,482 · Scale 2, in force from 26 Feb 2026)