LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,165
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,601
−HK$1,459/mo
Today · 4.125%
HK$49,060
baseline
▲ 0.50% · 4.625%
HK$52,045
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,120/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,358
−HK$2,774/mo
▼ 0.25% · 3.875%
HK$52,735
−HK$1,397/mo
Today · 4.125%
HK$54,132
baseline
▲ 0.50% · 4.625%
HK$56,986
+HK$2,854/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,264/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,398
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,121
−HK$1,751/mo
Today · 4.125%
HK$58,872
baseline
▲ 0.50% · 4.625%
HK$62,454
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,744/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,629
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,282
−HK$1,677/mo
Today · 4.125%
HK$64,959
baseline
▲ 0.50% · 4.625%
HK$68,383
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,918/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,631
−HK$4,052/mo
▼ 0.25% · 3.875%
HK$66,641
−HK$2,042/mo
Today · 4.125%
HK$68,683
baseline
▲ 0.50% · 4.625%
HK$72,863
+HK$4,180/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,366/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,901
−HK$3,884/mo
▼ 0.25% · 3.875%
HK$73,829
−HK$1,956/mo
Today · 4.125%
HK$75,785
baseline
▲ 0.50% · 4.625%
HK$79,780
+HK$3,995/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,570/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,096
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,681
−HK$2,626/mo
Today · 4.125%
HK$88,307
baseline
▲ 0.50% · 4.625%
HK$93,681
+HK$5,374/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,614/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,444
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,923
−HK$2,515/mo
Today · 4.125%
HK$97,438
baseline
▲ 0.50% · 4.625%
HK$102,574
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,876/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,538 · Scale 2, in force from 26 Feb 2026)