LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,166
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,602
−HK$1,459/mo
Today · 4.125%
HK$49,061
baseline
▲ 0.50% · 4.625%
HK$52,046
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,122/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,359
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,736
−HK$1,398/mo
Today · 4.125%
HK$54,134
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,268/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,399
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,751/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$62,455
+HK$3,582/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,631
−HK$3,329/mo
▼ 0.25% · 3.875%
HK$63,283
−HK$1,677/mo
Today · 4.125%
HK$64,960
baseline
▲ 0.50% · 4.625%
HK$68,384
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,920/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,632
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,642
−HK$2,043/mo
Today · 4.125%
HK$68,685
baseline
▲ 0.50% · 4.625%
HK$72,864
+HK$4,179/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,370/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,902
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,831
−HK$1,956/mo
Today · 4.125%
HK$75,787
baseline
▲ 0.50% · 4.625%
HK$79,782
+HK$3,995/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,574/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,098
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,683
−HK$2,626/mo
Today · 4.125%
HK$88,309
baseline
▲ 0.50% · 4.625%
HK$93,682
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,618/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,446
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,925
−HK$2,515/mo
Today · 4.125%
HK$97,440
baseline
▲ 0.50% · 4.625%
HK$102,577
+HK$5,137/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,880/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,579 · Scale 2, in force from 26 Feb 2026)