LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,166
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,602
−HK$1,459/mo
Today · 4.125%
HK$49,061
baseline
▲ 0.50% · 4.625%
HK$52,046
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,122/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,359
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,737
−HK$1,397/mo
Today · 4.125%
HK$54,134
baseline
▲ 0.50% · 4.625%
HK$56,987
+HK$2,853/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,268/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,399
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,122
−HK$1,751/mo
Today · 4.125%
HK$58,873
baseline
▲ 0.50% · 4.625%
HK$62,456
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,746/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,631
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,284
−HK$1,677/mo
Today · 4.125%
HK$64,961
baseline
▲ 0.50% · 4.625%
HK$68,385
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,922/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,632
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,643
−HK$2,042/mo
Today · 4.125%
HK$68,685
baseline
▲ 0.50% · 4.625%
HK$72,865
+HK$4,180/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,370/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,903
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,831
−HK$1,957/mo
Today · 4.125%
HK$75,788
baseline
▲ 0.50% · 4.625%
HK$79,782
+HK$3,994/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,576/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,099
−HK$5,211/mo
▼ 0.25% · 3.875%
HK$85,684
−HK$2,626/mo
Today · 4.125%
HK$88,310
baseline
▲ 0.50% · 4.625%
HK$93,683
+HK$5,373/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,620/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,447
−HK$4,994/mo
▼ 0.25% · 3.875%
HK$94,926
−HK$2,515/mo
Today · 4.125%
HK$97,441
baseline
▲ 0.50% · 4.625%
HK$102,577
+HK$5,136/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,882/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,598 · Scale 2, in force from 26 Feb 2026)