LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,172
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,609
−HK$1,459/mo
Today · 4.125%
HK$49,068
baseline
▲ 0.50% · 4.625%
HK$52,053
+HK$2,985/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,136/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,366
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,744
−HK$1,397/mo
Today · 4.125%
HK$54,141
baseline
▲ 0.50% · 4.625%
HK$56,995
+HK$2,854/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,282/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,407
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,130
−HK$1,751/mo
Today · 4.125%
HK$58,881
baseline
▲ 0.50% · 4.625%
HK$62,464
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,762/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,640
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,293
−HK$1,677/mo
Today · 4.125%
HK$64,970
baseline
▲ 0.50% · 4.625%
HK$68,394
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,940/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,641
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,652
−HK$2,043/mo
Today · 4.125%
HK$68,695
baseline
▲ 0.50% · 4.625%
HK$72,875
+HK$4,180/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,390/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,913
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,841
−HK$1,957/mo
Today · 4.125%
HK$75,798
baseline
▲ 0.50% · 4.625%
HK$79,793
+HK$3,995/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,596/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,110
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$85,695
−HK$2,627/mo
Today · 4.125%
HK$88,322
baseline
▲ 0.50% · 4.625%
HK$93,696
+HK$5,374/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,644/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,459
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,939
−HK$2,516/mo
Today · 4.125%
HK$97,455
baseline
▲ 0.50% · 4.625%
HK$102,592
+HK$5,137/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,910/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,876 · Scale 2, in force from 26 Feb 2026)