LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,175
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,611
−HK$1,459/mo
Today · 4.125%
HK$49,070
baseline
▲ 0.50% · 4.625%
HK$52,056
+HK$2,986/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$98,140/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,369
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,747
−HK$1,397/mo
Today · 4.125%
HK$54,144
baseline
▲ 0.50% · 4.625%
HK$56,998
+HK$2,854/mo
Deposit HK$10.12M · loan HK$10.12M · min. income ≈ HK$108,288/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,410
−HK$3,474/mo
▼ 0.25% · 3.875%
HK$57,133
−HK$1,751/mo
Today · 4.125%
HK$58,884
baseline
▲ 0.50% · 4.625%
HK$62,467
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,768/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,643
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,296
−HK$1,677/mo
Today · 4.125%
HK$64,973
baseline
▲ 0.50% · 4.625%
HK$68,398
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,946/mo (50% DSR)
Upfront cash ≈ HK$8.87M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,645
−HK$4,053/mo
▼ 0.25% · 3.875%
HK$66,655
−HK$2,043/mo
Today · 4.125%
HK$68,698
baseline
▲ 0.50% · 4.625%
HK$72,879
+HK$4,181/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$137,396/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,917
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,845
−HK$1,957/mo
Today · 4.125%
HK$75,802
baseline
▲ 0.50% · 4.625%
HK$79,798
+HK$3,996/mo
Deposit HK$6.07M · loan HK$14.17M · min. income ≈ HK$151,604/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,115
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$85,700
−HK$2,627/mo
Today · 4.125%
HK$88,327
baseline
▲ 0.50% · 4.625%
HK$93,701
+HK$5,374/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$176,654/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,464
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,944
−HK$2,516/mo
Today · 4.125%
HK$97,460
baseline
▲ 0.50% · 4.625%
HK$102,597
+HK$5,137/mo
Deposit HK$2.02M · loan HK$18.22M · min. income ≈ HK$194,920/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$774,981 · Scale 2, in force from 26 Feb 2026)