LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,176
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,612
−HK$1,459/mo
Today · 4.125%
HK$49,071
baseline
▲ 0.50% · 4.625%
HK$52,057
+HK$2,986/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,142/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,370
−HK$2,775/mo
▼ 0.25% · 3.875%
HK$52,748
−HK$1,397/mo
Today · 4.125%
HK$54,145
baseline
▲ 0.50% · 4.625%
HK$57,000
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,290/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,411
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,135
−HK$1,751/mo
Today · 4.125%
HK$58,886
baseline
▲ 0.50% · 4.625%
HK$62,469
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,772/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,644
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,297
−HK$1,678/mo
Today · 4.125%
HK$64,975
baseline
▲ 0.50% · 4.625%
HK$68,399
+HK$3,424/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,950/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,646
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,657
−HK$2,043/mo
Today · 4.125%
HK$68,700
baseline
▲ 0.50% · 4.625%
HK$72,880
+HK$4,180/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,400/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,918
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,847
−HK$1,957/mo
Today · 4.125%
HK$75,804
baseline
▲ 0.50% · 4.625%
HK$79,799
+HK$3,995/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,608/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,116
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,702
−HK$2,627/mo
Today · 4.125%
HK$88,329
baseline
▲ 0.50% · 4.625%
HK$93,703
+HK$5,374/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,658/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,466
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,946
−HK$2,516/mo
Today · 4.125%
HK$97,462
baseline
▲ 0.50% · 4.625%
HK$102,599
+HK$5,137/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,924/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,027 · Scale 2, in force from 26 Feb 2026)