LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,177
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,613
−HK$1,460/mo
Today · 4.125%
HK$49,073
baseline
▲ 0.50% · 4.625%
HK$52,058
+HK$2,985/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,146/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,371
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,749
−HK$1,398/mo
Today · 4.125%
HK$54,147
baseline
▲ 0.50% · 4.625%
HK$57,001
+HK$2,854/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,294/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,412
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,136
−HK$1,751/mo
Today · 4.125%
HK$58,887
baseline
▲ 0.50% · 4.625%
HK$62,470
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,774/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,646
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,299
−HK$1,677/mo
Today · 4.125%
HK$64,976
baseline
▲ 0.50% · 4.625%
HK$68,401
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,952/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,648
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,658
−HK$2,044/mo
Today · 4.125%
HK$68,702
baseline
▲ 0.50% · 4.625%
HK$72,882
+HK$4,180/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,404/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,920
−HK$3,885/mo
▼ 0.25% · 3.875%
HK$73,849
−HK$1,956/mo
Today · 4.125%
HK$75,805
baseline
▲ 0.50% · 4.625%
HK$79,801
+HK$3,996/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,610/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,118
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,704
−HK$2,627/mo
Today · 4.125%
HK$88,331
baseline
▲ 0.50% · 4.625%
HK$93,705
+HK$5,374/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,662/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,468
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,948
−HK$2,516/mo
Today · 4.125%
HK$97,464
baseline
▲ 0.50% · 4.625%
HK$102,601
+HK$5,137/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,928/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,072 · Scale 2, in force from 26 Feb 2026)