LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,178
−HK$2,895/mo
▼ 0.25% · 3.875%
HK$47,614
−HK$1,459/mo
Today · 4.125%
HK$49,073
baseline
▲ 0.50% · 4.625%
HK$52,059
+HK$2,986/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,146/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,372
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,750
−HK$1,398/mo
Today · 4.125%
HK$54,148
baseline
▲ 0.50% · 4.625%
HK$57,002
+HK$2,854/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,296/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,413
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,137
−HK$1,751/mo
Today · 4.125%
HK$58,888
baseline
▲ 0.50% · 4.625%
HK$62,471
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,776/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,647
−HK$3,330/mo
▼ 0.25% · 3.875%
HK$63,300
−HK$1,677/mo
Today · 4.125%
HK$64,977
baseline
▲ 0.50% · 4.625%
HK$68,402
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,954/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,649
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,660
−HK$2,043/mo
Today · 4.125%
HK$68,703
baseline
▲ 0.50% · 4.625%
HK$72,883
+HK$4,180/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,406/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,921
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,850
−HK$1,957/mo
Today · 4.125%
HK$75,807
baseline
▲ 0.50% · 4.625%
HK$79,803
+HK$3,996/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,614/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,120
−HK$5,212/mo
▼ 0.25% · 3.875%
HK$85,705
−HK$2,627/mo
Today · 4.125%
HK$88,332
baseline
▲ 0.50% · 4.625%
HK$93,707
+HK$5,375/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,664/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,470
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,950
−HK$2,516/mo
Today · 4.125%
HK$97,466
baseline
▲ 0.50% · 4.625%
HK$102,603
+HK$5,137/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,932/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,109 · Scale 2, in force from 26 Feb 2026)