LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,180
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,617
−HK$1,459/mo
Today · 4.125%
HK$49,076
baseline
▲ 0.50% · 4.625%
HK$52,063
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,152/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,375
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,753
−HK$1,398/mo
Today · 4.125%
HK$54,151
baseline
▲ 0.50% · 4.625%
HK$57,005
+HK$2,854/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,302/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,417
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,140
−HK$1,752/mo
Today · 4.125%
HK$58,892
baseline
▲ 0.50% · 4.625%
HK$62,475
+HK$3,583/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,784/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,650
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,304
−HK$1,677/mo
Today · 4.125%
HK$64,981
baseline
▲ 0.50% · 4.625%
HK$68,406
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,962/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,653
−HK$4,054/mo
▼ 0.25% · 3.875%
HK$66,664
−HK$2,043/mo
Today · 4.125%
HK$68,707
baseline
▲ 0.50% · 4.625%
HK$72,888
+HK$4,181/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,414/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,925
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,854
−HK$1,957/mo
Today · 4.125%
HK$75,811
baseline
▲ 0.50% · 4.625%
HK$79,807
+HK$3,996/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,622/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,125
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,711
−HK$2,627/mo
Today · 4.125%
HK$88,338
baseline
▲ 0.50% · 4.625%
HK$93,713
+HK$5,375/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,676/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,476
−HK$4,996/mo
▼ 0.25% · 3.875%
HK$94,956
−HK$2,516/mo
Today · 4.125%
HK$97,472
baseline
▲ 0.50% · 4.625%
HK$102,610
+HK$5,138/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,944/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,233 · Scale 2, in force from 26 Feb 2026)