LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,187
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,624
−HK$1,460/mo
Today · 4.125%
HK$49,084
baseline
▲ 0.50% · 4.625%
HK$52,070
+HK$2,986/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,168/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,383
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,398/mo
Today · 4.125%
HK$54,159
baseline
▲ 0.50% · 4.625%
HK$57,014
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,318/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,751/mo
Today · 4.125%
HK$58,900
baseline
▲ 0.50% · 4.625%
HK$62,484
+HK$3,584/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,800/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,659
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,313
−HK$1,678/mo
Today · 4.125%
HK$64,991
baseline
▲ 0.50% · 4.625%
HK$68,416
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,982/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,662
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,673
−HK$2,044/mo
Today · 4.125%
HK$68,717
baseline
▲ 0.50% · 4.625%
HK$72,898
+HK$4,181/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,434/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,936
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,865
−HK$1,957/mo
Today · 4.125%
HK$75,822
baseline
▲ 0.50% · 4.625%
HK$79,819
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,644/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,137
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,723
−HK$2,627/mo
Today · 4.125%
HK$88,350
baseline
▲ 0.50% · 4.625%
HK$93,726
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,700/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,489
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,970
−HK$2,516/mo
Today · 4.125%
HK$97,486
baseline
▲ 0.50% · 4.625%
HK$102,625
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,972/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,529 · Scale 2, in force from 26 Feb 2026)