LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,188
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,624
−HK$1,460/mo
Today · 4.125%
HK$49,084
baseline
▲ 0.50% · 4.625%
HK$52,071
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,168/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,383
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,761
−HK$1,398/mo
Today · 4.125%
HK$54,159
baseline
▲ 0.50% · 4.625%
HK$57,014
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,318/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,425
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,149
−HK$1,752/mo
Today · 4.125%
HK$58,901
baseline
▲ 0.50% · 4.625%
HK$62,485
+HK$3,584/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,802/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,660
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,314
−HK$1,677/mo
Today · 4.125%
HK$64,991
baseline
▲ 0.50% · 4.625%
HK$68,417
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,982/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,663
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,674
−HK$2,044/mo
Today · 4.125%
HK$68,718
baseline
▲ 0.50% · 4.625%
HK$72,899
+HK$4,181/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,436/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,937
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,866
−HK$1,957/mo
Today · 4.125%
HK$75,823
baseline
▲ 0.50% · 4.625%
HK$79,820
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,646/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,138
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,724
−HK$2,627/mo
Today · 4.125%
HK$88,351
baseline
▲ 0.50% · 4.625%
HK$93,727
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,702/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,490
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,970
−HK$2,517/mo
Today · 4.125%
HK$97,487
baseline
▲ 0.50% · 4.625%
HK$102,626
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,974/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,547 · Scale 2, in force from 26 Feb 2026)