LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,189
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,626
−HK$1,459/mo
Today · 4.125%
HK$49,085
baseline
▲ 0.50% · 4.625%
HK$52,072
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,170/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,385
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,763
−HK$1,398/mo
Today · 4.125%
HK$54,161
baseline
▲ 0.50% · 4.625%
HK$57,016
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,322/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,427
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,151
−HK$1,751/mo
Today · 4.125%
HK$58,902
baseline
▲ 0.50% · 4.625%
HK$62,486
+HK$3,584/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,804/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,662
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,315
−HK$1,678/mo
Today · 4.125%
HK$64,993
baseline
▲ 0.50% · 4.625%
HK$68,419
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,986/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,664
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,676
−HK$2,043/mo
Today · 4.125%
HK$68,719
baseline
▲ 0.50% · 4.625%
HK$72,901
+HK$4,182/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,438/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,939
−HK$3,886/mo
▼ 0.25% · 3.875%
HK$73,868
−HK$1,957/mo
Today · 4.125%
HK$75,825
baseline
▲ 0.50% · 4.625%
HK$79,822
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,650/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,140
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,726
−HK$2,628/mo
Today · 4.125%
HK$88,354
baseline
▲ 0.50% · 4.625%
HK$93,730
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,708/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,492
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,973
−HK$2,516/mo
Today · 4.125%
HK$97,489
baseline
▲ 0.50% · 4.625%
HK$102,628
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,978/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,600 · Scale 2, in force from 26 Feb 2026)