LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,189
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,626
−HK$1,460/mo
Today · 4.125%
HK$49,086
baseline
▲ 0.50% · 4.625%
HK$52,073
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,172/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,385
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,763
−HK$1,398/mo
Today · 4.125%
HK$54,161
baseline
▲ 0.50% · 4.625%
HK$57,016
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,322/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,427
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,151
−HK$1,752/mo
Today · 4.125%
HK$58,903
baseline
▲ 0.50% · 4.625%
HK$62,487
+HK$3,584/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,806/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,662
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,316
−HK$1,678/mo
Today · 4.125%
HK$64,994
baseline
▲ 0.50% · 4.625%
HK$68,419
+HK$3,425/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,988/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,665
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,676
−HK$2,044/mo
Today · 4.125%
HK$68,720
baseline
▲ 0.50% · 4.625%
HK$72,902
+HK$4,182/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,440/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,939
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,869
−HK$1,957/mo
Today · 4.125%
HK$75,826
baseline
▲ 0.50% · 4.625%
HK$79,823
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,652/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,141
−HK$5,213/mo
▼ 0.25% · 3.875%
HK$85,727
−HK$2,627/mo
Today · 4.125%
HK$88,354
baseline
▲ 0.50% · 4.625%
HK$93,731
+HK$5,377/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,708/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,493
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,974
−HK$2,516/mo
Today · 4.125%
HK$97,490
baseline
▲ 0.50% · 4.625%
HK$102,629
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,980/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,620 · Scale 2, in force from 26 Feb 2026)