LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,191
−HK$2,896/mo
▼ 0.25% · 3.875%
HK$47,627
−HK$1,460/mo
Today · 4.125%
HK$49,087
baseline
▲ 0.50% · 4.625%
HK$52,074
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,174/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,386
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,765
−HK$1,398/mo
Today · 4.125%
HK$54,163
baseline
▲ 0.50% · 4.625%
HK$57,018
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,326/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,429
−HK$3,475/mo
▼ 0.25% · 3.875%
HK$57,153
−HK$1,751/mo
Today · 4.125%
HK$58,904
baseline
▲ 0.50% · 4.625%
HK$62,489
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,808/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,664
−HK$3,331/mo
▼ 0.25% · 3.875%
HK$63,318
−HK$1,677/mo
Today · 4.125%
HK$64,995
baseline
▲ 0.50% · 4.625%
HK$68,421
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,990/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,667
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,678
−HK$2,044/mo
Today · 4.125%
HK$68,722
baseline
▲ 0.50% · 4.625%
HK$72,903
+HK$4,181/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,444/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,941
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,870
−HK$1,958/mo
Today · 4.125%
HK$75,828
baseline
▲ 0.50% · 4.625%
HK$79,825
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,656/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,143
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,729
−HK$2,628/mo
Today · 4.125%
HK$88,357
baseline
▲ 0.50% · 4.625%
HK$93,733
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,714/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,496
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,976
−HK$2,517/mo
Today · 4.125%
HK$97,493
baseline
▲ 0.50% · 4.625%
HK$102,632
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,986/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,672 · Scale 2, in force from 26 Feb 2026)