LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,192
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,629
−HK$1,460/mo
Today · 4.125%
HK$49,089
baseline
▲ 0.50% · 4.625%
HK$52,076
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,178/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,388
−HK$2,777/mo
▼ 0.25% · 3.875%
HK$52,767
−HK$1,398/mo
Today · 4.125%
HK$54,165
baseline
▲ 0.50% · 4.625%
HK$57,020
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,330/mo (50% DSR)
Upfront cash ≈ HK$10.90M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,431
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,155
−HK$1,752/mo
Today · 4.125%
HK$58,907
baseline
▲ 0.50% · 4.625%
HK$62,491
+HK$3,584/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$117,814/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,666
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,320
−HK$1,678/mo
Today · 4.125%
HK$64,998
baseline
▲ 0.50% · 4.625%
HK$68,424
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.15M · min. income ≈ HK$129,996/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,669
−HK$4,055/mo
▼ 0.25% · 3.875%
HK$66,681
−HK$2,043/mo
Today · 4.125%
HK$68,724
baseline
▲ 0.50% · 4.625%
HK$72,906
+HK$4,182/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,448/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,944
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,873
−HK$1,958/mo
Today · 4.125%
HK$75,831
baseline
▲ 0.50% · 4.625%
HK$79,828
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,662/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,146
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,732
−HK$2,628/mo
Today · 4.125%
HK$88,360
baseline
▲ 0.50% · 4.625%
HK$93,736
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,720/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,499
−HK$4,997/mo
▼ 0.25% · 3.875%
HK$94,980
−HK$2,516/mo
Today · 4.125%
HK$97,496
baseline
▲ 0.50% · 4.625%
HK$102,636
+HK$5,140/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$194,992/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,744 · Scale 2, in force from 26 Feb 2026)