LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,194
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,631
−HK$1,460/mo
Today · 4.125%
HK$49,091
baseline
▲ 0.50% · 4.625%
HK$52,078
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,182/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,391
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,769
−HK$1,398/mo
Today · 4.125%
HK$54,167
baseline
▲ 0.50% · 4.625%
HK$57,022
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,334/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,433
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,157
−HK$1,752/mo
Today · 4.125%
HK$58,909
baseline
▲ 0.50% · 4.625%
HK$62,494
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,818/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,669
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,323
−HK$1,678/mo
Today · 4.125%
HK$65,001
baseline
▲ 0.50% · 4.625%
HK$68,427
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,002/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,672
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,684
−HK$2,044/mo
Today · 4.125%
HK$68,728
baseline
▲ 0.50% · 4.625%
HK$72,909
+HK$4,181/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,456/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,947
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,877
−HK$1,957/mo
Today · 4.125%
HK$75,834
baseline
▲ 0.50% · 4.625%
HK$79,831
+HK$3,997/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,668/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,150
−HK$5,214/mo
▼ 0.25% · 3.875%
HK$85,736
−HK$2,628/mo
Today · 4.125%
HK$88,364
baseline
▲ 0.50% · 4.625%
HK$93,741
+HK$5,377/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,728/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,503
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,984
−HK$2,517/mo
Today · 4.125%
HK$97,501
baseline
▲ 0.50% · 4.625%
HK$102,640
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$195,002/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,838 · Scale 2, in force from 26 Feb 2026)