LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,195
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,632
−HK$1,460/mo
Today · 4.125%
HK$49,092
baseline
▲ 0.50% · 4.625%
HK$52,079
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,184/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,392
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,770
−HK$1,398/mo
Today · 4.125%
HK$54,168
baseline
▲ 0.50% · 4.625%
HK$57,023
+HK$2,855/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,336/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,434
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,159
−HK$1,751/mo
Today · 4.125%
HK$58,910
baseline
▲ 0.50% · 4.625%
HK$62,495
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,820/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,670
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,324
−HK$1,678/mo
Today · 4.125%
HK$65,002
baseline
▲ 0.50% · 4.625%
HK$68,428
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,004/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,673
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,685
−HK$2,044/mo
Today · 4.125%
HK$68,729
baseline
▲ 0.50% · 4.625%
HK$72,911
+HK$4,182/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,458/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,948
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,878
−HK$1,957/mo
Today · 4.125%
HK$75,835
baseline
▲ 0.50% · 4.625%
HK$79,833
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,670/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,151
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,738
−HK$2,628/mo
Today · 4.125%
HK$88,366
baseline
▲ 0.50% · 4.625%
HK$93,742
+HK$5,376/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,732/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,505
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,986
−HK$2,517/mo
Today · 4.125%
HK$97,503
baseline
▲ 0.50% · 4.625%
HK$102,642
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$195,006/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,876 · Scale 2, in force from 26 Feb 2026)