LTV · monthly repayment
▼ 0.50% · 3.625%
HK$46,198
−HK$2,897/mo
▼ 0.25% · 3.875%
HK$47,635
−HK$1,460/mo
Today · 4.125%
HK$49,095
baseline
▲ 0.50% · 4.625%
HK$52,082
+HK$2,987/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$98,190/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$51,395
−HK$2,776/mo
▼ 0.25% · 3.875%
HK$52,773
−HK$1,398/mo
Today · 4.125%
HK$54,171
baseline
▲ 0.50% · 4.625%
HK$57,027
+HK$2,856/mo
Deposit HK$10.13M · loan HK$10.13M · min. income ≈ HK$108,342/mo (50% DSR)
Upfront cash ≈ HK$10.91M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$55,438
−HK$3,476/mo
▼ 0.25% · 3.875%
HK$57,162
−HK$1,752/mo
Today · 4.125%
HK$58,914
baseline
▲ 0.50% · 4.625%
HK$62,499
+HK$3,585/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$117,828/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$61,674
−HK$3,332/mo
▼ 0.25% · 3.875%
HK$63,328
−HK$1,678/mo
Today · 4.125%
HK$65,006
baseline
▲ 0.50% · 4.625%
HK$68,432
+HK$3,426/mo
Deposit HK$8.10M · loan HK$12.16M · min. income ≈ HK$130,012/mo (50% DSR)
Upfront cash ≈ HK$8.88M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$64,677
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,689
−HK$2,044/mo
Today · 4.125%
HK$68,733
baseline
▲ 0.50% · 4.625%
HK$72,915
+HK$4,182/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,466/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$71,953
−HK$3,887/mo
▼ 0.25% · 3.875%
HK$73,882
−HK$1,958/mo
Today · 4.125%
HK$75,840
baseline
▲ 0.50% · 4.625%
HK$79,838
+HK$3,998/mo
Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$151,680/mo (50% DSR)
Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$83,156
−HK$5,215/mo
▼ 0.25% · 3.875%
HK$85,743
−HK$2,628/mo
Today · 4.125%
HK$88,371
baseline
▲ 0.50% · 4.625%
HK$93,748
+HK$5,377/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$176,742/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$92,511
−HK$4,998/mo
▼ 0.25% · 3.875%
HK$94,992
−HK$2,517/mo
Today · 4.125%
HK$97,509
baseline
▲ 0.50% · 4.625%
HK$102,648
+HK$5,139/mo
Deposit HK$2.03M · loan HK$18.23M · min. income ≈ HK$195,018/mo (50% DSR)
Upfront cash ≈ HK$2.80M (deposit + AVD stamp duty HK$775,999 · Scale 2, in force from 26 Feb 2026)